January 01, 2017
Gram-Utthan provides financial support to build new house, addition to existing house, modification of old house, repairs simple homes construction through Swarna Pragati Housing Finance Ltd. as its Business Associate.
Gram-Utthan presently lends only to women clients as they have the most credible repayment record. Gram-Utthan strictly follows the principle of never going beyond the absorptive and repayment capacity of the borrower.
This philosophy is embedded in the minds of the field staff through training, workshops and also during other capacity building measures undertaken for them. This along with the code of conduct is repeatedly emphasized to the field workers as they do the preliminary group selection as well as have the highest integration with the client.